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About Us

Dhanalakhsmi Hire Purchase & Leasing Limited is a Non-Deposit Accepting (ICC-Loan company) Company founded under Section 3 of the Companies Act of 1956 with the intention of starting a non-banking financial institution as specified in Section 45 I (a) of the RBI Act 1934.

Dhanalakshmi, while sounding rather conventional, puts a significant focus on technology and customer-centricity, ensuring that the organization adheres to its premise of “Enabled for tomorrow.” All of its services and offers are planned and developed with the goal of providing clients with the most convenient and simple experience possible. In addition to providing outstanding customer experiences, the company adheres to high standards, ensuring that all efforts are directed toward a reasonable and sustainable push for long-term success.

The company provides a wide range of financial services/products and operates in a variety of business areas, including Gold Loan, Personal Loan, Business loan, Auto Loan and Property Loan.

Why Dhanalakshmi.

Since 1991, we have worked hard to establish ourselves as a trustworthy financial partner for many Indians. We engage in specialized markets, providing financial access to underserved and unserved populations. By doing so, we introduced individuals to formal credit. The company has invested in technology and digital capabilities to improve the customer and stakeholder experience. This echoes our basic principles and approach of simplifying things in our drive to empower people and enable them for the future. We remain gender-neutral and do what is best for the community. With several branches across Southern India, we provide tailored solutions to meet a variety of needs in a city, town, or hamlet near you. But, more significantly, we endeavor to better understand you every day, making your next move possible and enjoyable!

 
Vision

We intend to be the most trusted financial partner for India’s villages by opening customer service centers (branches) at their doorstep by respectfully serving them with speed by changing their lives with tailor-made products.

Mission

To deliver innovative products and services with the best team to meet the growing needs of aspiring India, serving both the business community and rural population.

Our Core values

We are driven and will be driven by these five pillars of values. Strict commitment to moral principles and a strong feeling of obligation to all of our stakeholders including clients, investors, staff members, and the general public are the cornerstones of these values.

  1. Integrity

Integrity is the foundation of our success. We will remain true to our unwavering beliefs while adapting to the times. Being truthful and possessing strong moral convictions are traits associated with integrity. Integrity is essentially about being morally upright in the shadows. 

2. Innovation

We believe in developing novel concepts, procedures, products, services, or remedies with a big potential for benefit. It entails turning imaginative ideas into observable results that increase efficacy and efficiency or meet unmet requirements. Fundamentally, innovation is questioning the status quo, thinking creatively, and taking measured risks in order to advance and produce ground-breaking results.

3. Speed

We believe in developing novel concepts, procedures, products, services, or remedies with a big potential for benefit. It entails turning imaginative ideas into observable results that increase efficacy and efficiency or meet unmet requirements. Fundamentally, innovation is questioning the status quo, thinking creatively, and taking measured risks in order to advance and produce ground-breaking results.

4. Inclusivity

Encourage Inclusion (Spot and Remove Erected Barriers: Gender, Religion, Language, Communication Skills, etc.). Ensure that employees are at ease and ask them what they need. We have set up multiple committees because we believe that people will feel free to voice their thoughts without fear of repercussions. Fostering an environment at work where milestones are celebrated, success stories are shared, and tangible accomplishments are acknowledged.

5. Teamwork

We operate by the tenet that excellence is never the product of chance; rather, it is the outcome of careful consideration, real effort, astute leadership, deft execution, and the ability to identify opportunities where there are none. “Unity is strength when there is teamwork and collaboration, wonderful things can be achieved.” We challenge the virtues of solidarity, optimism, curiosity, accountability, answerability, bravery, liability, honesty, and responsibility as we collaborate as a team. Here, each of these qualities is cultivated or put to the test.

Our Policies

Gold Loan Policy

(30 April 2024)

Consumer Loan Policy

(30 March 2024)

Auction Policy

(30 April 2024)

Personal Loan Policy

(01 April 2023)

Interest Rate Fixation Policy

(30 March 2024)

Fair Practice Code
(30 March 2024)

Product Policy-Two-Wheeler

(2 May 2024)

Auto Loan Policy

(2 May 2024)

Corporate Governance Policy

(30 March 2024)

HR Policy
(30 March 2024)

Investment Policy

(2 May 2024)

KYC & AML Policy

(30 April 2024)

Audit Policy

(30 March 2024)

Request a Call
9188606060

Talk to our executives to know more about the financial services we provide. Don’t worry; our friendly advisors will handle all your queries immediately.

About Dhanalakshmi

Dhanalakshmi Hire Purchase & Leasing is one of the innovative and highly ventured providing financial institutions Located in Thrissur, Kerala.

Contact Us
9188606060
info@dhanfin.com