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About Us

Dhanalkhsmi Hire purchase & leasing Limited is a company incorporated under section 3 of the Companies Act, 1956 and desirous of commencing business of non-banking financial institution as defined under Section 45 I(a) of the RBI Act, is a Non-Deposit Accepting Core Investment Company . 

Dhanlakshmi though sounds quite traditional , emphasizes a strong focus on technology and customer-centricity, ensuring that company is in line with its principle of –Enabled For Tomorrow. All its products and offerings are designed and created to ensure that convenience and simplicity is the primary experience for customers. In addition to providing customers with superior experiences, the company adhere to strong standards, ensuring that all efforts are made in a feasible and sustainable push for long term profitability.

Company is engaged in providing/supplying a wide array of services/products in the financial services sector and operates across various areas of business such as Business Finance, Auto Finance , Consumer Loans , Gold Loans ,Loans for urban self-employed and loans for rural livelihood advancement, and financing of various rural micro enterprises.

Why Dhanalakshmi.

We have strived to become a trusted financial partner for many an Indians since 1991. We operate in the niche sectors, and provide financial access to the underserved and unserved segments. By doing so, we have introduced people to formal credit. The firm has invested in technology and digital capabilities to enhance customer and stakeholder experience . This echoes our core values and ethos of making things simpler, in our journey to empower people, to be Enabled for Tomorrow. We remain gender neutral and do what is right for the community.With Many branches across Southern india , we offer tailor-made solutions to suit a variety of needs at a city, town or village close to you. But more importantly, we strive to understand you better every day, and make your every next move, possible and joyful!


The vision of Dhanfin is to enable Undeserved and Underserved access to finance inorder enter and lead a better life.

Dhanfin has a growing and satisfied clientele across the nation. Ever since its inception and all through its growth, the company has kept a clear sight of its values. The basic tenet of these values is a strict adherence to ethics and a responsibility to all those who come within its corporate ambit – customers, shareholders, employees and society.


To deliver innovative products and services with a best team to cater to the Growing needs of aspiring India , serving both Business community and rural folks.

We let you ( Read undeserved and underserved) acquire finance in the least time and with the least effort and ensure your pursuits are not hindered by limited access to finance by extending our reach to their place of stay .This culture of performance and delivery runs through our products, customer experience and orientation of all our employees. The net result – you get what you need in lesser time, lesser effort, so that all your life pursuits are hassle-free.

Our Policies

Auction Policy 

Auto Loan Policy

Consumer Loan Policy

Corporate Governance Policy 

Fair Practise Code

Gold Loan Policy

HR Policy 

Interest Rate Fixation Policy

Investment Policy

KYC & AML Policy

Personal Loan Policy 

Property Loan Policy

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Talk to our executives to know more about the financial services we provide. Don’t worry; our friendly advisors will handle all your queries immediately.

About Dhanalakshmi

Dhanalakshmi Hire Purchase & Leasing is one of the innovative and highly ventured providing financial institutions Located in Thrissur, Kerala.

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