Get started now your future!
Gold Loan offered by Dhanalakshmi is just perfect for raising short-term working capital or to meet your emergency financial needs, in just a few minutes at any of Dhanalakshmi branches and growing, across the country. Most competitive LTV and Interest Rates. Unlock value of Idle Gold kept at home for productive purposes. Minimal documentation and no need of strong credit history for availing Gold loan. Our avowed values of building relationships than just grabbing business and treating each & every customer with utmost humility, empathy, warmth and coupled with commitment to empower human ambition. We are offering best value and greater choice in product offering.
Pre & Part Payment Options
Quick Loan Disbursal
Minimum Loan Amount of Rs 2000 With No Max Limit
Minimal Documentation
In House Gold Evaluation
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GOLD LOAN SCHEME NAME
CONSTITUTION OF BORROWERS
TENURE
ROI
EXPOSURE CAP
LTV
DHAN ONE PLUS
INDIVIDUAL & EXISTING
365 DAYS
(ONE YEAR)
| 0 - 31 DAYS | 12% |
| 0 - 60 DAYS | 16% |
| 0 - 90 DAYS | 20% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
2,000/- TO 75,000/-
50%
DHAN DELIGHT (DD)
INDIVIDUAL & EXISTING
365 DAYS
(ONE YEAR)
| 0 - 31 DAYS | 15% |
| 0 - 60 DAYS | 18% |
| 0 - 90 DAYS | 21% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
50,000/- TO 99,000/-
75%
DHAN ADVANTAGE
INDIVIDUAL & EXISTING
365 DAYS
(ONE YEAR)
| 0 - 90 DAYS | 18% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
NO LIMIT
75%
DHAN MAX
INDIVIDUAL & EXISTING
180 DAYS
| 1 - 31 DAYS | 22% |
| 1 - 90 DAYS | 25% |
| 1 - 180 days | 28% |
2,000/- TO 5,00,000/-
75%
DHAN MAX PLUS
INDIVIDUAL & EXISTING
180 DAYS
| 1 - 31 DAYS | 24% |
| 1 - 90 DAYS | 26% |
| 1 - 180 days | 29% |
2,000/- TO 5,00,000/-
75%
DHAN TO
INDIVIDUAL & EXISTING
365 DAYS
(ONE YEAR)
| 0 - 31 DAYS | 11.9% |
| 0 - 60 DAYS | 15% |
| 0 - 90 DAYS | 18% |
| 0 - 180 DAYS | 22% |
| 0 - 365 DAYS | 26% |
50,000/- TO NO LIMIT
75%
DHAN TO MAX
INDIVIDUAL & EXISTING
180 DAYS
| 0 - 31 DAYS | 15% |
| 0 - 60 DAYS | 18% |
| 0 - 90 DAYS | 21% |
| 0 - 180 DAYS | 24% |
50,000/- TO 5,00,000/-
75%
GOLD LOAN SCHEME NAME
SCHEME CODE
CONSTITUTION OF BORROWERS
TENURE
ROI
EXPOSURE CAP
LTV
DHANFIN POWER
1111
INDIVIDUAL & EXISTING
365 DAYS (ONE YEAR)
| 0 - 31 DAYS | 12% |
| 0 - 60 DAYS | 16% |
| 01 - 90 DAYS | 20% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
2000 MINIMUM - UP TO 50000/-
75%
GOLD LOAN SCHEME NAME
SCHEME CODE
CONSTITUTION OF BORROWERS
TENURE
ROI
EXPOSURE CAP
LTV
DHANFIN POWER PLUS
1122
INDIVIDUAL & EXISTING
365 DAYS (ONE YEAR)
| 01 - 61 DAYS | 16% |
| 01 - 120 DAYS | 18% |
| 01 - 180 DAYS | 21% |
| 01 - 365 DAYS | 24% |
2000 MINIMUM - UP TO 200000/-
75%
GOLD LOAN SCHEME NAME
SCHEME CODE
CONSTITUTION OF BORROWERS
TENURE
ROI
EXPOSURE CAP
LTV
DHANFIN DOUBLE POWER
1133
INDIVIDUAL & EXISTING
365 DAYS (ONE YEAR)
| 01 - 61 DAYS | 18% |
| 01 - 120 DAYS | 20% |
| 01 - 180 DAYS | 22% |
| 01 - 365 DAYS | 24% |
2000 MINIMUM - NO LIMIT
75%
SCHEME NAME
TENURE
PERIOD
INTEREST RATE
1114
90 Days
- 1 to 30 Days
- 1 to 60 Days
- 1 to 90 Days
- 12%
- 15%
- 18%
75%
1115
365 Days
- 1 to 60 Days
- 1 to 120 Days
- 1 to 180 Days
- 1 to 365 Days
- 16%
- 18%
- 20%
- 22%
75%
1116
365 Days
- 1 to 60 Days
- 1 to 120 Days
- 1 to 180 Days
- 1 to 365 Days
- 18%
- 20%
- 22%
- 24%
75%
INTEREST RATE
PERIOD
INTEREST RATE
DHANFIN KARUNA
- Up to 30 Days
- 1 to 60 Days
- 1 to 180 Days
- 1 to 365 Days
- 12%
- 21%
- 24%
- 29%
65%
DHANFIN DEEPTHA
- Up to 30 Days
- 1 to 60 Days
- 1 to 180 Days
- 1 to 365 Days
- 14%
- 20%
- 24%
- 29%
70%
DHANFIN SUPREME
- Up to 31 Days
- 32 to 60 Days
- 61 to 180 Days
- 20%
- 22%
- 24%
75%
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