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Anna Sarathi – Dhanalakshmi’s Journey of Service in Thrissur

In today’s fast-paced world, where material achievements often take center stage, true service stands out as the greatest investment. For Dhanalakshmi Group in Thrissur, the journey into its golden 5th year has not just been about commemorating milestones but also about deepening its commitment to humanity. At the heart of this commitment lies the Anna Sarathi initiative, a noble mission to ensure that no one in Thrissur goes to bed hungry.


The Spirit of Giving – A 5th Year Celebration with Purpose

The Group’s 5th-year celebrations were marked not just with joy, but with acts of compassion that touched lives across Kerala. On August 24, the celebrations included life-changing initiatives:

  • 100 differently-abled individuals received prosthetic limbs.
  • A family in Chooralmala, Wayanad, who lost their home, received the key to a brand-new house.
  • 3,000 abandoned elderly residents from 25 care homes across 14 districts of Kerala were served meals.
  • Another 100 individuals were welcomed to a free community feast, one that celebrated not just food but humanity itself.

These initiatives reflected the Group’s belief that true celebration lies in giving back to society. Among these, one project captured the heart of Thrissur—the launch of Anna Sarathi.


What is Anna Sarathi?

Anna Sarathi, meaning “the charioteer of food,” is a dedicated vehicle that travels through the streets of Thrissur, seeking out the hungry and offering them warm, nourishing meals.

The vision behind this initiative, championed by Dr. Vibindas, is both simple and profound: that no one in Thrissur should ever have to sleep on an empty stomach.

Every day, Anna Sarathi serves food with dignity and love, ensuring that the less fortunate are not left behind. More than just a charitable act, it is a promise—a promise that hunger will never be ignored when compassion takes the wheel.


Dhanalakshmi’s Commitment to Thrissur

Thrissur, often called the cultural capital of Kerala, is known for its festivals, temples, and traditions. But like every city, it also has its share of challenges. For many daily-wage workers, the homeless, and the elderly without support, a full meal is a daily struggle.

The Dhanalakshmi Group, deeply rooted in Thrissur, has taken it upon itself to bridge this gap. By launching Anna Sarathi, the Group ensures that the city’s cultural richness is matched with equal social responsibility. This initiative stands as a beacon of kindness in Thrissur, reminding us that development is not just about buildings and businesses but also about compassion and care.


Impact Beyond Food

While Anna Sarathi primarily addresses hunger, its impact goes much deeper:

  1. Restoring Dignity – Meals are offered with love and respect, ensuring no one feels lesser for receiving help.
  2. Building Community Bonds – Residents, staff, and volunteers come together, creating a spirit of togetherness in Thrissur.
  3. Inspiring Others – The initiative is sparking conversations across Kerala about how businesses can give back meaningfully.

Service as the Greatest Investment

For Dr. Vibindas and the Dhanalakshmi Group, service is not just charity—it is the greatest investment one can make. By nurturing the community, they are sowing seeds of compassion that will bear fruit for generations.

The Anna Sarathi initiative in Thrissur is proof that a single idea, backed by dedication, can transform lives. It shows us that humanity’s true wealth lies not in accumulation, but in sharing.


Conclusion

As the wheels of Anna Sarathi roll through the streets of Thrissur, they carry more than just food—they carry hope, love, and dignity. This initiative by Dhanalakshmi is not just feeding the hungry; it is redefining what it means to celebrate success.

In a world where many still go to bed without a meal, Anna Sarathi stands as a moving reminder that compassion is the highest form of service. And for Thrissur, it is a promise that the city’s heart beats as strongly for its people as it does for its traditions.

👉 If you’re in Thrissur, you don’t just witness Anna Sarathi—you experience the power of humanity on wheels.

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Gold Rate and Loan Rate Today – A Complete Update

Gold has always been one of the most trusted investment options in India and across the globe. At the same time, gold loans have become a convenient way for individuals to access quick funds while leveraging their gold holdings. Let’s take a look at today’s gold rate and gold loan rates, and understand how they can impact you.


Today’s Gold Rate 27 August 2025

Gold prices fluctuate daily based on international trends, currency exchange rates, inflation, and demand-supply dynamics.

  • 24 Carat Gold Rate (per grams): 9119.34
  • 24 Carat Gold Loan Rate (per grams): 7466.62

Note: The above rates vary from city to city and NBFCs. Always check with your local jeweller or bank before making a purchase.


Today’s Gold Loan Interest Rates

Gold loans are one of the fastest-growing financial products in India. They are offered by banks and NBFCs against pledged gold ornaments, usually with minimal documentation.

  • Average Gold Loan Interest Rate: 7% – 15% per annum
  • Loan Tenure: 3 months to 36 months (varies by lender)
  • Loan-to-Value (LTV): Up to 75% of the gold’s market value, as per RBI guidelines

Key Highlights:

  1. Instant Approval & Disbursal – Funds often credited within hours.
  2. No Income Proof Needed – Your gold itself is the collateral.
  3. Flexible Repayment – Options include EMI, bullet repayment, or overdraft.

Factors Affecting Gold & Loan Rates

  1. Global Market Trends – International gold demand & dollar value.
  2. RBI Policies – Regulations on LTV ratio for gold loans.
  3. Inflation & Currency Value – Gold prices often rise during inflationary periods.
  4. Festive & Seasonal Demand – Festivals and weddings in India push gold prices up.

Conclusion

Gold continues to remain a safe-haven investment and a reliable source for emergency financing through gold loans. Keeping track of today’s gold rate and gold loan interest rate helps you make informed decisions, whether you’re buying, investing, or borrowing against gold.

Pro Tip: Compare loan offers from multiple banks and NBFCs to get the lowest interest rate and best repayment terms.

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Dhanalakshmi Group Celebrates 5th Anniversary with Social Commitment and Growth

On 24th August 2025, Dhanalakshmi Group marked a historic milestone with the grand celebration of its 5th Anniversary. What began as a journey full of challenges has now transformed into a story of success, compassion, and community development. With pride and joy, the Group unveiled a series of initiatives that reflected both its economic progress and its deep commitment to social responsibility.

A Day of Historic Events

The day began at 8:30 AM with the foundation stone laying ceremony of the new head office of the credit society at Mannuthi, Thrissur. The event was inaugurated by renowned medical astrologer Shri Mohan K. Vedakumar, marking a new chapter in Dhanalakshmi’s growth.

Later, at 10:30 AM, Shri Mohan K. Vedakumar also inaugurated the new credit society in Marathakkara, marking yet another step forward in the Group’s expansion.

At 10:30 AM, the Group announced the opening of new branches in Delhi, Uttar Pradesh, Haryana, and Gujarat, expanding its footprint across India and injecting new strength into the field of economic development.

Social Service at the Heart of the Celebration

The 5th anniversary wasn’t just about growth—it was a celebration of giving back to society. The much-awaited Annasaradhi project was launched, a visionary initiative with a noble mission: “No one in Thrissur should go hungry anymore.” This dream project reflects Dhanalakshmi Group’s promise to ensure food security and social welfare in the community.

In line with this spirit, meals were served to the elderly across 27 orphanages in 14 districts of Kerala, along with the distribution of plates and glasses. Such acts of kindness highlighted the Group’s philosophy that progress must go hand-in-hand with compassion.

Inspirational Leadership

The celebrations were presided over by Dr. Vibindas Kadangottu, Founder and Chairman of Dhanalakshmi Group. In his address, he emphasized that “dreams are not just to be seen, but to be realized.” Staying true to his words, Dr. Vibindas shared a roadmap of the Group’s social initiatives until 2030, underscoring the organization’s long-term commitment to inclusive growth and social change.

Key Highlights of the Anniversary Celebration

  • Launch of Charity Projects – Multiple new social initiatives were inaugurated, furthering the Group’s role in community service.
  • Investors’ Meet – Held across 14 districts of Kerala and 6 states, expressing gratitude towards investors who have been part of the Group’s journey.
  • Eco-Friendly Agro Farm – Announcement of the upcoming Dhanalakshmi Agro Farm in Arattupuzha, Thrissur, to promote organic vegetables and sustainable farming.
  • Book ReleaseHalasyan, authored by Dr. Vibindas Kadangottu, was released by Shri Mohan K. Vedakumar and Shri James Valappila, inspiring deep thought and reflection.
  • D Grand Hotel Soft Launch – A step towards fulfilling another dream project in the hospitality sector.
  • House Key Handover – A new home was built and handed over to a family affected by the Chooralmala disaster in Wayanad, offering them shelter and hope.
  • Artificial Legs for the Differently-Abled – Seven individuals were given artificial legs as part of a larger program to provide support to 100 people, restoring not only mobility but also dignity.

Announcements That Define the Future

Two historic declarations were made during the event that embody the Group’s vision of human love and justice:

  1. Mass Marriage of 500 Couples – To be held on 24th August 2030 at Thekkinkadu Maidan, Thrissur, without any caste or religious barriers.
  2. Continued Social Support – Long-term projects for orphans, the differently-abled, and underprivileged communities were outlined as part of the Group’s mission for the next five years.

A Celebration of Service and Success

The 5th Anniversary of Dhanalakshmi Group was not just a milestone—it was a movement of social responsibility, growth, and human kindness. From expanding across states to feeding the hungry, from building homes to restoring mobility, the Group showcased that true success lies in serving others.

As the celebrations concluded with the lighting of the Bhadra lamp by dignitaries including Dr. Vibindas Kadangottu, Shri Mohan K. Vedakumar, Shri James Valappila, and advisory board members, the message was clear:

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Dhanalakshmi – The Best NBFC in Thrissur, Kerala

When it comes to reliable and best NBFC in Thrissur or Kerala, Dhanalakshmi Hire Purchase & Leasing Ltd. stands tall as one of the most trusted names in the industry. Incorporated under the Companies Act, 1956, and registered as a Non-Banking Financial Institution under Section 451(A) of the RBI Act 1934, Dhanalakshmi has earned its reputation as the best NBFC in Thrissur, Kerala.

A Blend of Tradition and Technology

Although the name “Dhanalakshmi” reflects tradition, the company’s vision is deeply rooted in modern innovation and customer-first thinking. Guided by the principle “Enabled for Tomorrow,” Dhanalakshmi ensures that every financial product is designed for convenience, simplicity, and long-term value.

By adopting advanced technology and keeping customer needs at the center, the NBFC offers seamless financial solutions while maintaining strong ethical and operational standards. This balance between innovation and integrity has made Dhanalakshmi a trusted financial partner for thousands across Kerala.

Wide Range of Financial Services

As a leading NBFC in Thrissur, Kerala, Dhanalakshmi caters to diverse financial needs with a comprehensive portfolio, including:

  • Business Loans – Flexible financial support to grow enterprises.
  • Auto Loans – Hassle-free loans to own vehicles with ease.
  • Consumer Loans – Simplified financing for personal and household needs.
  • Gold Loans – Quick and secure loans against gold with attractive terms.
  • Property Loans – Unlock the potential of your property with tailored loan options.
  • Traders Loans – Designed to support traders and small businesses.
  • Rural Micro Enterprise Financing – Empowering rural entrepreneurs and small-scale ventures.

Every product is designed with one clear goal: to simplify access to finance and improve lives.

A Mission Beyond Finance

Dhanalakshmi believes in financial inclusion and uplifting communities. The company’s mission goes beyond just lending—it’s about creating opportunities for individuals and families to achieve security and growth.

As the Chairman’s message highlights, Dhanalakshmi’s efforts are rooted in kindness and care, striving to bridge the gap between the privileged and the underserved. By removing financial barriers, the NBFC helps people realize their full potential and spreads positive change across communities.

Why Dhanalakshmi is the Best NBFC in Thrissur, Kerala

  1. Trust & Legacy – Decades of reliable financial service.
  2. Customer-Centric Approach – Convenience and simplicity as the top priorities.
  3. Technology-Driven – Advanced systems for quick and secure processes.
  4. Community-Focused – A strong commitment to supporting the underprivileged.
  5. Wide Network & Accessibility – Serving customers across Kerala with a strong presence in Thrissur.

Contact Dhanalakshmi – Your Trusted Financial Partner

Head Office:
Dhanalakshmi Hire Purchase & Leasing Ltd.
Ground Floor, Dhanalakshmi Bhavan,
NH 544, Near HP Petrol Pump,
Marathakkara P.O., Thrissur,
Pin – 680306, Kerala.

Whether you’re an entrepreneur, a trader, or a family looking for financial support, Dhanalakshmi is here to serve you with trust, care, and innovation.

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Understanding Gold Loans – A Complete Guide

Gold loan is one of the fastest and most reliable ways to get money without selling your belongings. It allows you to use your gold jewellery as security and receive funds quickly during emergencies or short-term needs. In this guide, we’ll help you understand how a gold loan works, its benefits, and why Dhanalakshmi Hire Purchase & Leasing Ltd. is a trusted choice for gold loans across India.


What is a Gold Loan?

A gold loan is a secured loan where you pledge your gold ornaments in exchange for money. The gold is safely kept by the lender and returned once you repay the loan. Dhanalakshmi offers this service with quick processing and complete transparency.


How Does a Gold Loan Work?

  1. You bring your gold ornaments to a Dhanalakshmi branch.
  2. The purity and weight of the gold are evaluated.
  3. Based on the value, the loan amount is decided.
  4. After minimal paperwork, the gold loan amount is given instantly.
  5. You repay in flexible methods.
  6. After full repayment, your gold is returned safely.

Key Features of Gold Loan from Dhanalakshmi

  • Quick Approval: Gold loan process is completed within minutes.
  • No Credit Score Required: Anyone with gold can apply.
  • Attractive Interest Rates: Lower than most personal loans.
  • Flexible Repayment: EMI, bullet repayment or interest-only options.
  • Safe Custody: Gold is securely stored in high-security vaults.

Eligibility and Documents Required

To apply for a gold loan with Dhanalakshmi:

  • You must be 18 years or older.
  • Valid ID proof (Aadhaar, PAN, Voter ID).
  • Address proof.
  • Gold jewellery or ornaments.

No income proof is needed because the gold itself secures the loan.


Benefits of Choosing a Gold Loan

  • Instant Funds in times of emergency
  • Low Documentation compared to other loans
  • No Credit History Needed
  • Use Idle Gold to Raise Capital
  • Secure Storage of your ornaments

Why Choose Dhanalakshmi for a Gold Loan in India?

While many lenders offer gold loans, Dhanalakshmi stands out because of:

  • Trusted Name with Years of Experience
  • Transparent Process (No Hidden Charges)
  • Good Loan Value for Your Gold
  • Multiple Branches Serving Customers Across India

Repayment Methods

Dhanalakshmi offers different repayment options, such as:

  • Monthly EMIs
  • Pay Interest Regularly and Principal Later
  • Lump-Sum Repayment at End of Tenure

This flexibility makes gold loans more convenient for different types of customers.


Gold Loan vs Other Loans

FeatureGold LoanPersonal Loan
Processing TimeVery fast (within minutes)Medium to high
Credit Score NeededNoYes
Interest RatesLowerHigher
Collateral RequiredGold ornamentsNot required
RiskGold may be auctioned if not repaidNone, but penalties apply

Conclusion

A gold loan is one of the simplest and most efficient financial tools available today. It is ideal for medical emergencies, short-term business needs, education fees, or any urgent expense. With Dhanalakshmi Hire Purchase & Leasing Ltd., your gold is not only safe, but you also receive fair valuation, transparent service, and quick money whenever you need it.

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Gold Loans in Kerala – Why Dhanalakshmi is the Best and Most Affordable Choice

Gold loans in Kerala have been a trusted and time-tested way for people to meet urgent financial needs without selling their valuable ornaments. Offering instant funds, simple documentation, and flexible repayment options, they have become a financial lifeline for households and businesses alike. However, choosing the right lender is key to ensuring you get the best value, lowest interest rates, and complete security for your gold.

That’s where Dhanalakshmi Hire Purchase & Leasing Ltd. stands out as the most affordable and reliable choice for gold loans in Kerala.


Why Gold Loans Are So Popular in Kerala

Gold has always held both cultural and economic significance in Kerala. When financial needs arise, pledging gold is often the quickest and safest route. Some of the main reasons people prefer gold loans in Kerala include:

  • Instant Access to Cash – No long waiting period or complicated approvals.
  • Lower Interest Rates – Significantly cheaper than personal loans or credit cards.
  • Security of Gold – Your gold remains safe and insured.
  • Flexible Tenures – Repayment options tailored to your needs.

Why Choose Dhanalakshmi for Your Gold Loan in Kerala?

1. A Legacy of Trust

With decades of service, Dhanalakshmi Hire Purchase & Leasing Ltd. has earned the trust of thousands across the state. Your gold stays safe in secure vaults until you repay your loan.

2. Lowest Interest Rates

We are committed to offering some of the most affordable gold loans in Kerala, ensuring your financial burden remains light.

3. Highest Per Gram Valuation

Our customers receive maximum value per gram of gold, so you get the most money for your pledged ornaments.

4. Quick and Hassle-Free Process

From gold evaluation to loan disbursal, our process takes just minutes — perfect for urgent financial requirements.

5. Wide Branch Network Across Kerala

Wherever you are in Kerala, there’s likely a Dhanalakshmi branch nearby, ready to serve you.


Transparency You Can Trust

No hidden charges. No confusing terms. At Dhanalakshmi, every step of the gold loan in Kerala process is explained clearly before you commit, giving you peace of mind.


How to Apply for a Gold Loan with Dhanalakshmi

  1. Visit your nearest Dhanalakshmi branch.
  2. Bring your gold and valid ID proof.
  3. Our experts evaluate your gold and offer the best possible loan amount.
  4. Complete simple paperwork and receive your funds instantly.

Conclusion

When it comes to gold loans in Kerala, Dhanalakshmi offers the perfect blend of trust, affordability, and speed. Whether it’s an emergency, a business opportunity, or a personal goal, we’re here to help you unlock the full value of your gold — quickly and safely.

Visit Dhanfin.com or your nearest branch today to get started.

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A Moment of Global Honour for Dhanalakshmi Group

We are immensely proud to share that Dr. Vipin Das, Chairman of Dhanalakshmi Group, has been honoured with the prestigious title of ‘Sir’ at the International Knight Honour Programme held in Bangkok, Thailand, by the Ecumenical Medical Humanitarian Order Knights of St John of Jerusalem.

This globally respected recognition was awarded in acknowledgement of his outstanding contributions to social welfare and humanitarian service. One of the most notable among these is the free community wedding of 216 tribal couples under his leadership — a gesture that touched hearts and uplifted lives.

Held on July 27 at the Ambassador Hotel, Bangkok, the ceremony saw international dignitaries and community leaders come together to celebrate excellence in arts, science, health, and social service.

Dr. Vipin Das’ journey is an inspiring reminder that leadership is not just about growth – it’s about giving back to society. Under his guidance, Dhanalakshmi Group continues to lead impactful relief and community development programs across India.

Join us in congratulating Dr. Vipin Das on this remarkable honour.

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Celebrating Environment Day: Dr. Vibindas Kadangottu Distributes Plants to Dhanalakshmi Group Employees

At Dhanalakshmi Group, we believe environmental responsibility is a collective effort that begins with small, consistent actions. As part of World Environment Day celebrations, our Managing Director, Dr. Vibindas Kadangottu, led a meaningful initiative by distributing plants to employees across our offices.

The event was organized to encourage our team members to contribute actively to protecting the environment by planting and nurturing saplings at their homes and communities. Speaking at the occasion, Dr. Vibindas Kadangottu highlighted the importance of preserving green spaces and how individual contributions can collectively build a sustainable future.

“Each sapling we plant is a promise to the next generation. It is our responsibility to ensure the health of our environment while we grow as an organization,” Dr. Vibindas shared during the event.

The initiative witnessed active participation from employees, who pledged to care for their saplings and promote environmental awareness in their neighbourhoods. This step aligns with Dhanalakshmi Group’s ongoing commitment to community welfare and sustainable practices alongside our financial services.

At Dhanalakshmi Group, we continue to work towards creating a better, greener tomorrow while serving our customers with dedication and integrity.

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Dhanalakshmi Group Distributes Educational Kits

To support students, educational kits were distributed ahead of the new academic year by the Dhanalakshmi Group. The distribution was part of the Dhanalakshmi Group’s community welfare initiatives for the children of its staff and others in need.

The event was inaugurated by Dr. Vibindas Kadangottu, Managing Director of Dhanalakshmi Group, by handing over the kits to students.

During the event, Dr. Vibindas Kadangottu stated that Dhanalakshmi Group will always stand with society and its employees, aiming to provide support in education and social welfare activities.

The event was attended by Directors Mr. Althaf, Mr. Suresh, Mr. Shaji, Mr. Anand, and Mr. Vinod, as well as Senior Staff, Dr. Satheesh Kumar, and others.

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Mass Wedding Ceremony, Dhanalakshmi Group Extends Support

In a mass wedding ceremony held at Adimali, 216 young couples tied the knot with the support of the Dhanalakshmi Group of Companies. The ceremony was organized under the leadership of Kanthalloor native P.P. Sreekanth, the local area development committee secretary and president of the Adimali SNDP Union, with the cooperation of various social organizations, temple committees, and local well-wishers.

The Dhanalakshmi Group of Companies provided complete sponsorship for the event. Dr. Vibindas Kadangottu, Chairman of the Kanthalloor Board of Directors, officially inaugurated the ceremony. The wedding ceremony started at 12:04 pm with the traditional rituals.

Out of the 216 couples, 84 brides were from Adimali and 72 from Idukki, and the remaining from other parts of Kerala. This is the 52nd such mass wedding event organized by Adimali Union, enabling economically backward families to conduct the weddings of their children without financial burden.

The event was attended by Dr. Vibindas Kadangottu, along with board directors, managing directors, and dignitaries from Dhanalakshmi Group of Companies, who provided blessings and support for the newly married couples.