Gold Loan
From Gold to Goals – Making Your Dreams Possible.
Dhanalakshmi’s Gold Loan is the ideal solution for raising short-term working capital or addressing urgent financial needs—quickly and effortlessly. With minimal documentation and no requirement for a strong credit history, you can access funds in just a few minutes at any of our growing network of branches across the country.
We offer some of the most competitive Loan-to-Value (LTV) ratios and attractive interest rates in the market, helping you unlock the hidden value of your idle gold for productive purposes.
At Dhanalakshmi, we believe in building lasting relationships, not just conducting business. Every customer is treated with humility, empathy, and warmth, reflecting our core values and unwavering commitment to empowering human ambition.
Choose from a wide range of gold loan products, designed to offer maximum value and flexibility—because your trust deserves nothing less.
Pre & Part Payment Options
Quick Loan Disbursal
Minimum Loan Amount of ₹ 2000 With No Max Limit
Minimal Documentation
Our Gold Schemes
DHAN ONE PLUS
Tenure - 365 days (One Year)
Exposure cap - 2,000/- to 75,000/-
LTV - 50%
ROI
| 0 - 31 DAYS | 12% |
| 0 - 60 DAYS | 16% |
| 0 - 90 DAYS | 20% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
DHAN DELIGHT (DD)
Tenure - 365 days (one year)
Exposure cap - 50,000/- to 99,000/-
LTV - 75%
ROI
| 0 - 31 DAYS | 15% |
| 0 - 60 DAYS | 18% |
| 0 - 90 DAYS | 21% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
DHAN ADVANTAGE
Tenure - 365 days (One Year)
Exposure cap - No Limit-
LTV - 75%
ROI
| 0 - 60 DAYS | 18% |
| 0 - 180 DAYS | 24% |
| 0 - 365 DAYS | 27% |
DHAN MAX
Tenure - 180 Days
Exposure cap - 2,000/- To 5,00,000/-
LTV - 75%
ROI
| 1 - 31 DAYS | 22% |
| 1 - 90 DAYS | 25% |
| 1 - 180 days | 28% |
DHAN MAX PLUS
Tenure - 180 Days
Exposure cap - 2,000/- To 5,00,000/-
LTV - 75%
ROI
| 1 - 31 DAYS | 24% |
| 1 - 90 DAYS | 26% |
| 1 - 180 days | 29% |
DHAN TO
Tenure - 365 Days (One Year)
Exposure cap - 50,000/- To No Limit
LTV - 75%
ROI
| 0 - 31 DAYS | 11.9% |
| 0 - 60 DAYS | 15% |
| 0 - 90 DAYS | 18% |
| 0 - 180 DAYS | 22% |
| 0 - 365 DAYS | 26% |
DHAN TO MAX
Tenure - 180 Days
Exposure cap - 50,000/- To 5,00,000/-
LTV - 75%
ROI
| 0 - 31 DAYS | 19.99% |
| 0 - 60 DAYS | 24.99% |
| 0 - 90 DAYS | 28% |
| 0 - 180 DAYS | 30% |
| ABOVE 180 DAYS | 33% |
DHANALAKSHYA
Tenure - 365 Days (One Year)
Exposure cap - 2,000/- To 1,00,000/-
LTV - 65%
| 0 - 31 DAYS | 17.99% |
| 0 - 60 DAYS | 21.99% |
| 0 - 90 DAYS | 25% |
| 0 - 180 DAYS | 28% |
| 0 - 365 DAYS | 30% |
| ABOVE 365 DAYS | 33% |
DHAN VALUE PLUS
Tenure - 180 Days
Exposure cap - 2,000/- To 1,50,000/-
LTV - 65%
ROI
| 0 - 31 DAYS | 19.99% |
| 0 - 60 DAYS | 24.99% |
| 0 - 90 DAYS | 28% |
| 0 - 180 DAYS | 30% |
| ABOVE 180 DAYS | 33% |
Gold Loan Calculator
Get instant, hassle-free estimates for your gold’s value with our easy-to-use online calculator.
Loan Summary
Loan Amount – ₹5000
Interest Payable – ₹0
Equated Monthly Installments (EMI)
₹0
Disclaimer:
The results generated by this calculator are for illustrative purposes only and are based on the information provided by you. Actual loan eligibility, interest rates, EMI amounts, and other terms may vary and are subject to the final approval and discretion of Dhanalakshmi, in accordance with its policies and applicable regulatory guidelines. Using this calculator does not constitute a loan offer or sanction. We recommend contacting our branch or representatives for precise and personalized loan information.
